Posts Tagged ‘long’

Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just have a couple credit cards. Really how long does it take to increase your score? And dont banks look down on people that file?

Here is a list of ideas I have, that the MTA and Bus Pres.Joe Smith should take more seriously. MTA LONG ISLAND BUS STREAMLINING IDEAS Routes eliminated under this proposal: N2,N3,N26,N28,N50,N53,N62,N65,N66,N67,N73,N80, N87, N93,N94,N95 -N2 and N3 are duplicated by nearby routes -N26 passengers can take N25 and transfer to N22 -N28 can be replaced by having certain N23s go via W.Shore Rd -N50 is duplicated by N49,N46,N47 and has very low ridership -N53 is duplicated by N51 and has low ridership -N62 stops are served by nearby N36. -N65,66,67 are private school routes that are school responsibility -N73 is duplicated by N74 and N70/71/72 along Hempstead turnpike -N80 would be combined with N81 into a new route that runs hourly between Sunrise Mall and Hicksville 7 days a week -N87 erratic ridership long route already duplicated by N49, N46, and N74, N88 service would be improved to run every 15 min between Freeport and Jones Beach weekends and every 30 mins weekdays in Summer only -N93 has almost no ridership -N94 would be replaced by extending N49 to Woodbury Crossways via Jericho Turnpike (weekdays only) -N95 stops are already served by nearby N70 Comment at this link! mta-nyc.custhelp.com

I am closing tomorrow on my first home. People, not the realtor told me that you should not do any cash advance or purchases with your credit card. You should also not do any loans because the banks pulls your credit report right before the closing and they don’t like to see any purchases or loans. I was told today that I might have to pay something at the table tomorrow at closing. Just in case I wanted to take out 1000 from one of my credit cards in case it was more than what I have. Do you think If I do a cash advance or signature loan 2 hours before the closing that it will show up in my credit report? I’ve heard that the credit report does an update monthly not daily or hourly. Please let me know what you know =)
Well, they know I had money in my savings because they verified that. I had $9k I gave $3k to for the contract and canceled it before the 15 days because I still wasnt approve and then I gave again $3k and did another contract and canceled again because I still wasnt approved and then now the last time $3k which is what they are returning back to me tomorrow at the closing. So, they should be aware that I have money and due to the delay in the approval I had to cancel and re-due the contract to hold the apt.

The average identity theft case takes 26 hours to resolve, but you may be dealing with the effects of identity theft for several years. If someone has used your social security number or other personal information to create a synthetic or false identity, chances are they have used your personal information to create multiple identities. A sophisticated identity thief may have created a very messy situation that could take you a very long time to unravel. Watch this Expert Real Estate Tips video and others on Identity Theft to learn how to protect yourself and your personal information.

About how long does it take to go from a shaky credit score to a good credit score? I have about five credit cards, should I pay them all off and wait? How long must one wait until their credit score is back in the “good” side?

I have credit score of around 210. I have unsecure debt of $85,000 with $0 income. I have been delinquent since 2008 and changed my phone number 3 times. And i’m getting sued by several creditors and my bank accounts are shut too.

Now that filing is just around the corner, how much lower can the credit score fall?

I have a negative account on my credit report that is affecting me in a negative way. This was reported way back in 2001 and I paid the account in full in 2002 but the bank continued to report that it was unpaid till I recently disputed with them. They finally changed it from unpaid to paid after a charge off. I really want this information removed from my credit report since its so old. I have asked the credit buraus to remove this three times but they have not done it. What are my options at this point? Please tell me what I need to do to get this peace of information removed from my credit report. Thanks

Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

I have information on my credit report that is reflecting negatively on my credit score, due to late payments. I know that negative information like this remains on my credit report from 3 -7 years. However, when is it removed? I have read that it is removed based on the date of the first delinquency (in this case April, 2001), and then then I have read that it is removed based on the last date information was reported on the account/date of account closure (Jan, 2003). The account I am referring to is paid in full, with a zero balance. Based on this information – would the information be removed based on the April date or the January date? Is it exactly 7 years? – for example, if we use the January date, it would be removed in January of 2010. Can anyone clarify this for me?
This is not a credit card, it’s an old mortgage.