Posts Tagged ‘legal’

Is it legal to have a debt management plan and save on the side?

I mean to go on a debt managment plan to reduce interest on your credit cards and in the mean time save on the side to clear the balances in one payment?

Can I take legal action against a website that stole my information and sold it?

The other day I was looking at payday loan sites (yes I know terrible idea) and I found one that interested me. I filled out the information they asked for (including my SSN and bank account number) and after I submitted it they immediately told me I didnt qualify. Right after that my inbox got flooded with spam. I get about 300 spam emails a day now. I also keep getting phone calls and texts that are just spam. Somebody also tried to access my bank account but the bank stopped them. I confronted the website via online live chat (their phones “are not currently working”) and they swear up and down they dont spam and that its not from them. It has to be though because I never got spam before that and a majority of the spam was for payday loans. I want to know if there is some kind of legal action I can take against this site. Hope somebody can help me! Here is a link to their website

http://personalmoneystore.com/Payday-Loans/
They stole it because it was a loan application. They sold it to a bunch of spam sites so yes, I would consider that stealing. Seeing as they do not provide loans and just spam you, I would consider that stealing.
Wow spammers are so fucking retarded. Im asking if I can take a spammer to court and I get a bunch of spam replies offering me loans. I hate the internet.

Is it legal for a company to keep your credit card information after you have specifically told them not to?

I was trying to cancel payment for a subscription, and of course there couldn’t be a “cancel me!” button. So I tried to remove my credit card and they said that I couldn’t remove it until I put in another form of payment. I also found out that the only way to cancel it was to call between certain hours. So I called and canceled it, but they still have my credit card information on the account, even though I told them to remove it. Is this legal??

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Can a debt management company erase bad credit information from your credit report for $250.00? Is that legal?

A company I heard about states that they can erase bad credit from your credit report for 250.00, even if the debts are not paid. I think it is a scam. I need some advice. Should I engage in this or not?

I need some legal information about debt collectors (payday loans). I lost check book and debit card in Dec.?

I lost My checkbook and debit card back in Dec. and I had 2 payday loans for $200.00 dollars. I had paid it all but 160.00 from my account. I called and explained it to them and had to open another account, but then had to have surgery. Some one had used the old one before I could close it out in Dec so I had to pay 660.00 to the bank in NSF fees for that because I don’t know how they did it. Now these people (payday loan) want to charge me 2500.00 dollars for 200.00 dollars and take a judgement out and take my hold pay check. Can they do this? Please if there is a lawyer out there tell me what I can do about this. I am just getting back in my home from hurricane RITA and I already am trying to get caught up on bills from loosing my checkbook in Dec. I maybe about to loose my car behind all of this, I am working 3 jobs, trying to pay all of these bills and I don’t have no help with this. What can I do? I need my transportation to get to work and I even had to quit school. answer ASAP
What if they are calling and not leaving any messages or just demanding thay you pay by end of Business day or else?

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