Posts Tagged ‘just’

I am mature (over-ripe) and just give the grand-kids and great grand-kids money for Christmas. Is that a dereliction of care or a simple non-understanding of don’t understand what they consider thoughtfulness?

No one in their right mind has 14 children by herself when she’s dirt poor. While the TV show earns her(and her kids) money it will show what an inept person/mother, and how much more insane, she is.

Has no one learned anything from Jon and Kate?

i was just realty bored so started searching the internet and the quick quid advert came on, so i had a look!!

this is there website: http://www.quickquid.co.uk/

this is there t+C small print

Terms and Conditions apply. T. †Loan amounts are based on consumer’s credit history and ability to repay loan. Not everyone may qualify for £1000 ‡QuickQuid performs traditional credit checks, while still accepting those with less-than-perfect credit. QuickQuid verifies applicant information via various national databases. §Funds will be deposited the same working day, if approved by 14:30. ¶Approval may take up to 30 minutes in most cases. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.

correct?

Typical 2356% APR

is this actually legal?
why hasnt watch dog got involved??

1 pound at 2356% APR after 1 year is 2356 pounds in debt!!! why!!!!

(im under 18 and not even going to bother but im wondering if this is legal for a registered company)

for going over the limit…how can i make it better faster?

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Negative information is true, i think. I’m told by simply disputing report helps credit score, is that correct?

Negative information in report is correct, I think. Simply disputing negative information in report will improve credit score, I’m told, is this correct? Where can I find credit score on csc equifax?

My father-in-law passed away while I was engaged to my fiancee (now husband). So we moved in with my mother-in-law, into her biggg house, 2 years ago when we got married. It has been SO hard! It’d be different if I moved into my husband’s house but I moved into HER house! So everything is hers and I have to abide by her rules. No shoes here…no food upstairs…ugly decorations … etc. I don’t even cook b/c I hate all the stuff she uses and she’s always hovering over. I wish I had my own kitchen! On top of that, my husband has no job! He got laid off and has no idea what he wants to do with his life. So I don’t want to be rude to my mother-in-law (cultural reasons) so I want to have her move into MY house – one me and my husband buy. But I have extremely bad credit and my salary is 55k. She won’t settle for a small house b/c she likes having family stay with her and plus, big house means more space from her. I have NO financial literacy. Please help me figure out how to go about this process. I need to buy a house soon! This is getting so hard! I feel like a kid, not a married woman. It’s my dream to decorate a house and buy furniture etc. When I have kids, I don’t want them raised in a house like mother-in-laws under her rules and ways. I don’t feel at home where I am. I want to feel at home. Please, please, guide me. ANY tips would be wonderful! How much should I save per year? Per month? What’s a reasonable price? Any ideas about new properties in MD/VA/DC? Is it cheaper to buy a lot and build a home on there?

Oh and how much money do I need to be making to afford such a house?
How big of a house CAN I afford then?

Thank you for all of the kind answers in advance.
How much rent is good for me? Assuming I can’t get this house. I REALLY want to though! Must raise my salary. I’m 25.

Just a little background info:
I just graduated from college, and once I pass my board exams, I’m going to go from making minimal money to making $53.50/hr plus bonuses (I’m getting $35,000 in sign-on bonuses in just a few days, then approx 3-5K/year additional bonus). I’ll get full time and a half for overtime over 40 hours, so my salary is probably going to be somewhere around $130,000/year.

My company will match me 3 dollars for every dollar I put into my 401K, but only up to 2% of my income. I was also wondering, at my age (23, almost 24), is it okay to put my money into the “high risk” category, or should I go for something more in the middle?

I’d also like tips on additional ways to invest/save to maximize my money in the future. Any tips???

I know it affects your credit score negatively everytime you APPLY for something (car, loan, credit card) and they check your credit report to see if you qualify and you end up not qualifying.

But does it affect your credit score if you request your own credit report just FOR YOUR INFORMATION, to make sure everything is accurate? I know it costs you money, but does it affect your credit score?