Posts Tagged ‘fraud’

Mon., Dec. 21, 2009 – Saint Xavier University professor and financial fraud/identity theft expert William Kresse discusses Chicago Blackhawks legend Stan Mikita’s recent identity theft on CBS 2 Chicago News at 10. Kresse is an associate professor at the Graham School of Management and director of the Saint Xavier University Center for the Study of Fraud and Corruption.

After check fraud discovered, closed that acct, opened another at same bank, but not all auto payments were transferred to the new account resulting in what ended up being late payments when I discovered bills not being paid. As a result, my credit score tanked. What can I do to repair my good credit rating?

Woman sentenced for credit card fraud and ID theft
BOZEMAN, Mont. (AP) – A 50-year-old Gallatin Gateway woman who pleaded guilty to credit card fraud and aggravated identity theft has been sentenced to almost three years in prison followed by three years probation.

Read more on KBZK Bozeman

Police warn business owners of fax fraud
The Michigan City Police is warning Indiana business owners of arecurring identity theft tactic sent by fax.

Read more on The Times of Northwest Indiana

You know those ads for payday cash advance, “get fast payday loan” where they say they will put funds in you bank acct by the next day – are those trustable??? Or can it get you in trouble. Any info would be appreciated.
what abt if I just need a small amt of like $300 which i can pay back next month?

In 2007, I was struggling financially. I took out a payday loan for $600 and had it deposited into my checking account at the time. I used the money to pay for rent. Because I was not making a steady income, I was not able to pay the loan back. When it came time to make a payment, the loan place credited my account, but it was in the negative. Months later my account closed due to insufficient funds. That year, along with 2008 was a struggle financially and everything else. Now, this law office/collection agency called my fathers house and I finally got the message. I called them back the next day. I spoke with a lady and she said they have been trying to contact me because they send me to jail because I committed check fraud. I took a loan out for $ 600 that turned into $7500 over the two years. I have not made any payment and now I am about to be charged. She told me that she could give me a settlement (which she did) for $2300 and that I had from the beginning of September to November 16th to pay the loan off. I would have to pay $316.20 every two weeks until November 16th. I agreed and started the payment because I was working then and I had got my scholarship money back. I got laid off on September 6th and I have a baby. I cannot afford to make payments of $316.20 and so I called them. I searched for the contact information and everything, but I couldn’t get through to their offices. Finally, I called my bank to stop payment because I not only couldn’t afford the payment, but most importantly, I misplaced my wallet and couldn’t find it. They froze my account and the law office attempted to charge my account. The lady called me on the morning they couldn’t charge it and asked me what were we going to do. I told her my situation and she went off on me saying that I had a baby and I was going to jail and that I committed check fraud. I was trying to be calm and ask her if I can continue to pay when I start working again because I wanted to get it paid, but she kept yelling and talking over me, so I told her I was hanging up because she was being very disrespectful and rude and i hung up. I know about collection agencies and how they will say anything to collect a debt, but this cannot be possible. I have talked to many people and they said that I cannot be committing a crime especially if I contacted them and set up a payment arrangement. If I cannot afford the payments, but attempted to cooperate, then they should work with me. I want to get others opinion on whether or not I committed check fraud and will I go to jail or will they most likely contact me again to set up another payment arrangement? Did I really do anything wrong that people have not done before. Alot of people are in depbt; will I get into trouble or will this pass? I just don’t see how I could get into trouble when I paid like half of it off and I was cooperating, but lost my job. Could this be another way collection/law offices get their money, by scaring people into paying something that they cannot afford? Am I wrong for wanting to feed my daughter because continuing to pay a debt? Please let me know the truth; everything. Please be serious; NO JOKES! Thanks and God bless!
They attempted to credit my account then and they failed, so no they didn’t get paid then (so I don’t think). I am slowly, but surely learning about credit. I am very young, so alot of this is a learning experience and I am taking it as it goes, however, it scared me when they said, I would go to jail even though I know it’s a process that follows that. It was just the thought of jail that took me by suprise, but THANK YOU SOOOO MUCH!
I am in Wisconsin!

In 2007, I was struggling financially. I took out a payday loan for $600 and had it deposited into my checking account at the time. I used the money to pay for rent. Because I was not making a steady income, I was not able to pay the loan back. When it came time to make a payment, the loan place credited my account, but it was in the negative. Months later my account closed due to insufficient funds. That year, along with 2008 was a struggle financially and everything else. Now, this law office/collection agency called my fathers house and I finally got the message. I called them back the next day. I spoke with a lady and she said they have been trying to contact me because they send me to jail because I committed check fraud. I took a loan out for $ 600 that turned into $7500 over the two years. I have not made any payment and now I am about to be charged. She told me that she could give me a settlement (which she did) for $2300 and that I had from the beginning of September to November 16th to pay the loan off. I would have to pay $316.20 every two weeks until November 16th. I agreed and started the payment because I was working then and I had got my scholarship money back. I got laid off on September 6th and I have a baby. I cannot afford to make payments of $316.20 and so I called them. I searched for the contact information and everything, but I couldn’t get through to their offices. Finally, I called my bank to stop payment because I not only couldn’t afford the payment, but most importantly, I misplaced my wallet and couldn’t find it. They froze my account and the law office attempted to charge my account. The lady called me on the morning they couldn’t charge it and asked me what were we going to do. I told her my situation and she went off on me saying that I had a baby and I was going to jail and that I committed check fraud. I was trying to be calm and ask her if I can continue to pay when I start working again because I wanted to get it paid, but she kept yelling and talking over me, so I told her I was hanging up because she was being very disrespectful and rude and i hung up. I know about collection agencies and how they will say anything to collect a debt, but this cannot be possible. I have talked to many people and they said that I cannot be committing a crime especially if I contacted them and set up a payment arrangement. If I cannot afford the payments, but attempted to cooperate, then they should work with me. I want to get others opinion on whether or not I committed check fraud and will I go to jail or will they most likely contact me again to set up another payment arrangement? Did I really do anything wrong that people have not done before. Alot of people are in depbt; will I get into trouble or will this pass? I just don’t see how I could get into trouble when I paid like half of it off and I was cooperating, but lost my job. Could this be another way collection/law offices get their money, by scaring people into paying something that they cannot afford? Am I wrong for wanting to feed my daughter because continuing to pay a debt? Please let me know the truth; everything. Please be serious; NO JOKES! Thanks and God bless!

A Delta, BC, company invents an online computer program to help protect your debit and credit card information. “Vancouver 2010″ “Olympics Fraud Artists Beware” MySpy “Protect Your Finances” “Online Theft” “Fraud Artists” “Online Faud” “Vancouver Olympics” “2010 Olympics” “Automatic Fraud Alert” “Digital Protection System” “Identity Theft” “Online Banking” “Fraud Protection” “Vancouver 2010 Winter Olympics” “Vancouver 2010 Olympic Winter Games” “Credit Card Fraud” “Debit card Fraud”

More hit by credit card fraud at Stillwater’s Mad Capper
Police now say more than 40 people who visited Mad Capper Saloon & Eatery in downtown Stillwater in the past few weeks may have had their credit card or debit card information stolen.

Read more on Pioneer Press

Obama Lovers next weapon in the war on free speech and free markets: your credit card. They steal credit card information in order to pledge money to their Savior. Jesse Jackson lets the cat out of the bag on Obamas TRUE position on Israel. The Obama/Pelosi/Reid Axis Of Evil is prepping New Deal 2.0, you know that plan that first time around extended the Great Depression by 10 years. Obama Lovers start throwing false assassination accusations now, so be careful about what you say to an Obama Lover, and if you are running a small business or are planning to start one soon, I suggest re-evaluating your options if Hussein wins against Sinclair.