Posts Tagged ‘family’

Budgeting is truly the turf of most mothers. Aside from the traditional role imposed on mothers as the one who budgets the family finances, mothers have the instincts and foresights on what might happen in the future. 

But how do moms really stretch the budget? She neither uses complicated formulas nor magic tricks but simple ingenuity and common sense. Peek in through moms’ secrets in budgeting and learn. Role modeling is a good way to encourage attitude, especially towards money.

1. She clearly knows where all the money goes. Usually it goes to child care apart from the housing, health insurance, food and clothing. It is unlikely for her to cut cost on her children. 
2. She studies all options given to her in terms of child care. Before she decides, she examines all aspects like safety, health and education.
3. To understand more, she talks to local child-care specialists and works out schedules with her employer for bonding time with kids.
4. For working moms, it is double the effort. They take care of the house and the children and at the same time work. She incorporates practical ways to accomplish both roles.
   • Wearing professional clothes than trendy ones.
   • Stays elegant but simple through a combination of basic colors.
   • Dry cleaning costs a hefty amount, so, she dons on wash-and-wear clothes.
   • Tone down on accessories.
   • She engages in a lot of do-it-yourself habits like in cleaning spots and ironing wrinkles in her personal wardrobes.
5. Moms always shop with a list in her hand to keep track of her budget and expenses. She makes sure she does not exceed. Also, she has no time for checking out tempting stuff at the shopping mall.

Sinking Spring family deeper in hole with mortgage ‘help’
A local couple find a bureaucratic nightmare and a bigger debt load when they seek assistance from a federally sponsored refinancing program.

Read more on Reading Eagle

Al-Qaida: No. 3 official killed with family
Al-Qaida announced Monday that its No. 3 official, Mustafa al-Yazid, had been killed along with members of his family — perhaps one of the most severe blows to the terror movement since the U.S. campaign against al-Qaida began. A U.S. official said al-Yazid was believed to have died in a U.S. missile strike. Al-Qaeda – Terrorism – Sayeed al-Masri – MQ-1 Predator – Associated Press

Read more on Boston Globe

How could the number of children in a family exert pressure on the parents to determine household spending? I am looking for answers which might be counter-intuitive, possibly affecting fertility rates and also the calorific value of food purchases. A game theoretic approach might be helpful.

Energy saving tips?

This is for financial and environmental reason.

Single family home in Nothern Virginia so its winter here. Keep that in mind. Thanks!
GREAT TIPS!

PLEASE KEEP THEM COMING!

Facebook helps people keep in touch with family members
Morgan Reinhart, a member of the Future Business Leaders of America at Marysville High School, answers questions about Facebook for Pearl Ann Shubkagel, left, and Darlene Lohse. The women were among those who attended last week’s Knowledge at Noon, “Is Facebook for You?”

Read more on The Marysville Advocate

Family: Teen Shot, Killed In East Jax
Family members say a 19-year-old man was shot and killed just after midnight Sunday. JACKSONVILLE, Fla. — A 19-year-old man was shot and killed just after midnight Sunday, according to his family members.

Read more on WJXT Jacksonville

Matthew Sapaula appears on the Good Day morning show on Fox w/ anchors Mike Barz and Jan Jeffcoat. Find us on FACEBOOK for more videos and current updates…add us as a friend! For their free monthly e-zine, financial tips and workshops, go to www.matthewsapaula.com

Family Finance: Credit cards for college students?
NEW YORK — Choosing what kind of plastic a college-bound student should carry might seem like an easy decision to make after all the work it takes to pick a school.

Read more on The Journal News

4 tips on making a personal loan to family
When you’re asked for a personal loan, don’t put your own credit in jeopardy to bail out a relative.

Read more on Bankrate.com via Yahoo! Finance