Posts Tagged ‘collection’

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I got a copy of my credit report and sent letters to the various collection agencies asking for them to verify my debt. Three of the letters came back as undeliverable.

I would like to start repairing my credit but since the addresses are no longer valid, what should I do next? I don’t want to send money to agencies that no longer exist/own my debt.

I’ve had a problem with buyer back in 2003. The buyer claimed that he did not receive the order which I did ship. I had (not anymore) the delivery confirmation number and it showed as delivered. But, back then, the delivery confirmation was not as detailed as today’s. Buyer then filed a claim with Paypal which Paypal decided in his favor. My balance went negative and I didn’t pay for it. I thought it wasn’t fair for me to lose my item and money.

A couple of months passed by, the Paypal decided put a limited access to my account. Since then I couldn’t view any of my account information (i.e. balance, profiles and etc..) Thus, I opened up a new Paypal account and started using it since. That was in 2003.

Today, I got an e-mail from Paypal that my account has been limited due to an “unresolved issues with other linked paypal account.” They instructed me to call them, which I just did. Office was closed, so I have to call back again.

Before I call them again, I wanted to know if the Statute of Limitation applies to Paypal collections. I know in California, where I live, it’s 4 years for credit card collections, but does it applies to Paypal too? I’m not sure what I should tell them.

Funny thing is, I’ve been using this account for over six years without a problem and just last night, I updated with new bank information by providing Paypal of my online bank login information. And less then 24 hours later, they locked my account. What information is Paypal pulling from my bank account? It said it was only for verification purposes, but clearly it was not. They used it to track my other accounts. Is it even legal? Geez..
Thank you all. It didn’t exactly answer my questions, but it did give me a reason why I need to settle with them. I can’t use eBay without PayPal account. Talk about monopolizing.. =(

I’m guessing PayPal will demand penalties and interests. I just hope they are not too much.

Thank you all.

I HAVE RECIEVED TWO CALLS FROM THIS NUMBER BETWEEN YESTERDAY AND THIS MORNING. I DID TALK TO SOME FOREIGN ACCENT GUY BY THE NAME PETER WOOD OR SOMETHING . I DO KNOW HIS NAME IS PETER. HE TOLD ME HE WAS CALLING TO COLLECT DEBT FOR TWO PAYDAY LOAN SERVICES THAT I RECEIVED LOANS FROM AND HE SAID THEY FILED A CASE AGAINST MY SOCIAL SECURITY NUMBER FIOR FRAUD AND HE READ ALL MY PERSONAL INFORMATION TO ME AND SAID THAT IF I DIDN’T WANT TO SETTLE TODAY THAT I WOULD HAVE TO PAY 4000 DOLLAR IN COURT OR TO STAY OUT OF COURT I COULD SETTLE FOR 800 DOLLARS AND PAY ONLY HALF OF THE MONEY TODAY BY 12 NOON. IF I DON’T I WILL HAVE TO GO TO COURT./ HE DIDN’T GIVE ME A NAME OF THE COMPANY HE WAS CALLING FROM ONLY HIS NAME AND THIS NUMBER TO CALL (941)375-6859. I AM VERY SCARED BECAUSE I HAVE RECEIVED A PAYDAY LOAN FROM PAYDAY SERVICES BUT I DON’T REMEMBER WHICH ONES. BUT I AM SCARED BECAUSE HE HAS ALL MY PERSONAL INFORMATION. I LIVE IN NORTH CAROLINA AND I DON’T KNOW ANYTHING ABOUT DEBT COLLECTION.

Collection agencies have not removed negative information from my credit file even though I PAID all my credit card debts. Now what should I do I called and told them to remove the invalid information but they won’t do it. What is the best way to have them clear out the junk from my file?

I pulled my credit report from Experian and I need to contact some of the lenders/collection agenc/creditors. The credit report lists all the information such as dates, reporting company, status, etc.., but there is no contact information. What is the best and easiest way to get this information so I can call these people that are reporting my credit status? Thanks

I am having problems with an account opened through my corporation. First, I did not open the account (separate issue), and am working to get that resolved. In the mean time, a collection agency has reported this account on my personal credit report. Can they legally do this since it is a corporate account? I am trying to find out what the law is regarding this type of thing. I live in California and the corporation is in California also – if that makes a difference. Any informatio would be appreciated. Thanks!

Can you tell me who owns and runs the collection agencies and debt management programs? Are they owned by the banks and credit card issuers?

www.debtwarriors.comthis video will help you figure out what stage of collection you are in so you can prepare to fight back and win your war on debt (for yourself).

I have two identity theft accounts. Someone use my social security number to apply for SBC and Direct TV. I never receive bills from them. When I found out about these accounts, they already shown as collection on my credit report. These have negative effect on my credit. I called up the collection agency for SBC and told them this is not my account. They are not willing to remove me. I have called up Federal Trade Commission and reported these. They couldn’t do anything about this. I have try to consult free legal aids, they didn’t make any reply!!! How can I remove these identity theft accounts?