Posts Tagged ‘cards’

What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?

My husband and I are in financial trouble and our credit card company has offered us the option of applying for hardship status. What is the best way to complete this form? I know we have to demonstrate that we can at least pay something (which we can), but I wanted to see if there were any tips regarding getting the approval? In short, what are the credit card companies looking for in terms of your monthly net income after expenses?

I have 4 cards with balances on them and will be paying them off next month. How soon will that reflect on my credit score? These cards have been open for a year.

With credit card companies on track to have most credit cards enabled with a RFID transmitter chip in the next 3 years it becomes important for the public to know of the risks associated with this technology. RFID readers are available online to purchase which can read the numbers on credit card just by being in close contact.

Thieves can steal credit card information in several different ways.

Earn extra money besides work, no downloads, no credit card information and COMPLETELY legit. Just follow these few steps. #1. Sign up, Go to www.points2shop.com then click sign up. Fill in your real details do get items shipped for free to you from Point2save if you have redeemed anything. After creating, go on your email account and verify your Points2save account. #2 Earn. Complete the offers on the site. There are hundreds of offers and it would definately take a very very long time to complete all of them. Plus, new offers are being added everyday. For every offer you complete, you earn points, depending on the type of offer. If you get bored, just play some games on the site and if you win, you get points too. Finally, if you want to shop anything online, use the links provided by Points2save so that you can earn points for every item purchased. (NOTE: The sites provided by Points2save are definately same as the original one, except with the bonus of earning extra points) Step 3: Redeem. Just choose from thousands of prizes on the site and redeem! They will have it shipped to you for free. Or you can also convert 100 points to 1 USD on Amazon and choose more from there! For Paypal, you need at least 1 USD to cash out to your Paypal account, and it takes at least 1 business day. It’s okay, when you sign up, you already got 250, it won’t take long for you to start earning big cash, Just do the surveys. If you have any questions. just check out the FAQ section at the …

Are you needing an unsecured personal loan but afraid your bad credit will get in the way? One alternative you can consider is a payday loan. Payday loans are unsecured short-term cash loans made out to employed people regardless of credit. (They are also referred to as cash advances, …

Reselling a prepaid credit card can be as easy as finding a friend with cash matching the card’s value. Learn how to resell prepaid credit cards from acredit counselor in this free personal finance video. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu

I have several credit cards that I have’t used in a long time. Should I close these accounts or leave them open? How will it affect my credit score?

Because of economic downturn, hiring a financial planner will often help with deciding where to keep retirement savings. Interview several financial planners before making any decisions withadvice from a financial adviser in this free video on money management and financial planning. Expert: Matthew McKillen Contact: www.innovativefg.com Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients. Filmmaker: Christopher Rokosz