One of the ironies of my profession is that, if you want to accumulate wealth and financial security, you would benefit greatly from the services of a financial planner. Yet generally people can’t afford a financial planner until they have already accumulated some wealth.Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of “The Financial Wisdom of Ebenezer Scrooge” and “Conscious Finance,” both available on Amazon.com. You can learn more about Rick at wwww.kahlerfinancial.com.

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