Ok this is really weird…should I report this to the authorities?
May 20th, 2010
Ok this morning I got a phone cal from Cash One (supposed to be a payday cash lender) telling me I owe over $5,000 for a cash loan I got from them. The thing is, I never got a cash loan from anyone…ever. They had all my information correct and was asking me for y lawyer’s information. I asked them if this was a prank call, and of course they said no. They jibberjabbered for a few minutes then said “Are yu ready for the consequences…ar you ready to go to jail?
I hae proof that I never got any money from them.
Here’s my question:
Should I report this? What do I do? I’m clueless right now.
Some one might have stolen your Identity, call the cops, get a lawyer and then ask that company for certified copies of everything
sounds like you are hiding something.
Tell them to send you proof of the promissory note you supposedly signed.
just pay them..but they can take u to jail
Report this to your local Police Station. Probably the report will be forwarded to the Detectives. Somewhere there suggests an identity theft somehow, and they may have you confused with someone else.
Really, go to the Police station with this. The sooner the better.
I would contact the Office of the Attorney General in your state.
Take it straight to the top! The Atty General may have other similar cases about this company.
identity thefts…report it to the cops…then they’ll take it up with the FBI if infact it wasnt a prank call…but are u sure u didnt sign up for anything on the internet..? cus mostimes when they something is free its usually a lie…nothing is free…or if they say 5bucks..its really not its a lot more, companies say that to get you to sign up..so they can send u bills for life…but really 5,000? that would my mortgage for 4month
Call the company, and ask to speak to someone in charge. Ask that they see you in person. If they refuse, there’s nothing you can do until they try to take you to court. You won’t go to jail, even if you actually owed them money. It doesn’t work that way.
They’ll serve you with a suit, at which point you have an opportunity to counter it. You simply state that you did not ever borrow money from them, and ask that they provide evidence. The judge will look at the signatures on their paperwork, and compare your signature with it. If they look radically different, the judge will dismiss the case. If they look just a tad bit different, the judge will call in a handwriting expert to compare. So long as you didn’t sign it, you’re probably going to have no trouble. The whole thing shouldn’t take more than an hour (once you’re before the judge).
You don’t need proof that you didn’t borrow it, they need to prove that you did. Since you did not, that should be impossible. There is nobody to report it to, but you may want to check your credit report. You can contest their reports on there. That’s the only thing you can actively do right now.
Somebody probably took out a loan using your identity info. It is also illegal for the company to threaten you with jail over a debt, whether the debt was yours or not.
Call the police and report the incident–they will investigate, and probably also warn the company that they better not be making jail threats in their collection calls.