Archive for February, 2010

Debt Management : How Does Debt Consolidation Work?


In a debt consolidation, all bills are combined into one payment with a lesser interest rate. Destroy credit cards that are being paid off withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt. Filmmaker: stephen kuykendall

Compass Financial Tips For The Unemployed Nov 5 2009


Kurt Pearson on KCCI TV 8 discusses practical tips during a job transition. Three big issues during job transition are insurance issues, employment with a pay cut versus holding out for a job with compensation similar to what you are used to, and retirement benefit changes.

7 Steps to a 720 Credit Score: Part 2

Weld improves in fraud complaints, worsens in identity theft rankings

Weld improves in fraud complaints, worsens in identity theft rankings
Greeley/Weld County has improved in the rankings among identity theft and fraud complaints reported through the Federal Trade Commission, according to the Better Business Bureau of northern Colorado and Wyoming. But it still ranks among the highest reported in the country. The metropolitan statistical area ranks third in consumer fraud complaints and ninth in identity theft complaints for 2009 …

Read more on Greeley Tribune

Why isn’t emergency financial assistance or loans available to hospital?

My daughter asked me this and I couldn’t answer her.
Apparently hospitals aren’t able to take out loans, get emergency funding or subisidies. My daughter asked me this and I couldn’t answer. It doesn’t seem right that hospitals can’t take out loans or get emergency funding but other businesses can.

What percentage of Americans understand the stock market?

I know that ___ percent own stock but that does not necessarily mean they understand why stock prices fluctuate and how the market runs.

What percentage of Americans actually understand the stock market?

Can a collection agency report negative information on a personal credit report for a corporate account?

I am having problems with an account opened through my corporation. First, I did not open the account (separate issue), and am working to get that resolved. In the mean time, a collection agency has reported this account on my personal credit report. Can they legally do this since it is a corporate account? I am trying to find out what the law is regarding this type of thing. I live in California and the corporation is in California also – if that makes a difference. Any informatio would be appreciated. Thanks!

Legislation Sets Age Limit for Acquiring Credit Cards

Legislation Sets Age Limit for Acquiring Credit Cards
Anyone Under 21 Needs Co-Signer, Following Credit CARD Act HARRISONBURG, Va. — A new law aims to prevent people from ruining their credit score and sinking into debt, which is something the college-aged demographic is notorious for. The Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act) went into effect Monday after President Obama signed it [...]

Read more on The Breeze

Do you have any advice for saving money for a high school senior?

I’m a senior in high school and I work part time and make about 50 to 100 dollars a week. I also get 500 dollars a month from my dad (weird family situation). And I only pay for my cell phone and lunch money at school which comes out to about 100 dollars a month (both of them combined). But I feel like im addicted to spending money. I go to wal-mart a lot or to other stores. I have plenty of money in my bank account for a girl my age but i know i should be saving more of it then spending. I’m entering college next year so I want to try to break these habits now. How can i get the self control not to shop when i have money but I want to save it for college and eventually a new (well, used) car. Please give me personal experiences, websites, advice, tips, anything!

online payday loan lender not matching site?

anyone know of a payday loan LENDER and not a matching website…??i find myself typing the same info in like 5 different webpages and i dont like my information out there like that…so does anyone know of a payday loan lender that has its own website that i can go to an apply for a payday loan?

and, i know PDL are not a good idea, so please dont comment about that.
if it helps any-i live in VA

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